15/08/2026 · Richard

Introduction to Vendor Finance

Vendor finance explained — how sellers and buyers can structure a property transaction without relying entirely on traditional bank lending.

Vendor finance — sometimes called seller finance — is when the person selling a property provides part of the funding for the purchase.

Why use vendor finance?

For sellers: access more buyers, achieve better prices, receive ongoing income.

For buyers: complete purchases with less upfront capital and negotiate flexible terms.

Always involve a solicitor with experience in creative property transactions.

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Vendor Finance

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